What does up to 2 days early pay mean?

Sometimes, it can take a few days for your paycheck to fully process, which is why even though your employer may process payroll in advance of your payment date, you usually still have to wait until your scheduled payment date to receive your paycheck. Clair makes your paycheck available the same day we receive it, which means if your employer processes payroll early, you might be able to access your money up to 2 days before your scheduled payday.*

Not all employers send payroll information before payday, so early pay is dependent on your employer's payroll processes. Early pay is not a loan or an advance, just your paycheck, as early as possible!

If it's your scheduled payday and you don't see the money in your Spending Account, reach out to your employer to see if they've processed your paycheck and make sure it is scheduled to direct deposit into your Clair Spending Account. If so, your paycheck is on its way, and will be deposited in your Clair Spending Account as soon as we receive it!

Banking Services provided by Pathward, N.A., Member FDIC. *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date.