Where does wage advance money come from?

Clair determines the amount you are eligible to borrow based on your worked hours and reported pay rate. Pathward N.A. then offers a loan based on this amount. If you take a wage advance loan, Pathward N.A. is loaning you that amount. When your paycheck is deposited into your Clair Spending Account (or your due date arrives, whichever comes first) the loan is repaid using funds in your Clair Spending Account.

In short, wage advances are loans from a national bank that you pay back on your payday.

Banking Services provided by Pathward, N.A., Member FDIC. Advances provided by Pathward, N.A.

All Advances are originated by Pathward®, N.A.

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All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.

FOR VERMONT USERS: THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

Loan fulfillment services including solicitation, arranging, servicing and/or collecting provided by Maverick Payments, Inc. d/b/a Clair NMLS number 2324313.

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