Why partner with Clair?
You may find yourself asking what makes Clair different from other earned wage access companies. Clair is currently the best choice in earned wage access. Armed with our lending servicing license, you won’t need to worry about the changes in legislature affecting the availability of EWA for your clients and their employees.
We are focused on providing America’s workforce with the freedom to take control of their finances by providing access to their wages early without charging the user for access to these loans. If the employee opts for instant1 transfer they agree to a $4.50 instant transfer fee, but there is always a free option available as well. We have history and rapport with our current users because they enjoy the convenience of avoiding late fees and having access to earned wages on-demand with a product they can trust. We have even had users who are changing employment contact us about other employers in their area who have access to our services so they can make an informed decision when choosing their new employer.
Employers benefit from earned wage access as well. EWA has been proven to help employees who are struggling to make ends meet have fewer funds-flow-related attendance issues. In the current climate, more and more employees are looking for their employer to provide EWA as a benefit, and it can be a selling point in the hiring process. It also gives the employer an option when an employee comes to them requesting financial assistance.
FAQ
Is Clair available in all 50 states?
Although we are actively working to ensure we can operate in all 50 states, we are not currently able to operate in Nevada, Connecticut, New Mexico, South Dakota, Minnesota, Florida, Massachusetts, Colorado, or Montana. We hope to shorten this list soon.
All Advances are originated by Pathward®, N.A.
1Instant Transfers typically occur in seconds, but may take up to 30 minutes.