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Last updated on
Oct 10, 2024

Who is Pathward?

  Your Spending and Savings Accounts are held at Pathward, N.A. Clair is not a bank. We partner with Pathward, N.A. in order to help hourly workers across the country gain financial freedom by providing friendly, financial services.  Pathward, N.A., Member FDIC is a federally chartered bank whose funds are FDIC insured, subject to applicable limitations and restrictions when Pathward, N.A. receives the funds deposited to your account. 
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Last updated on
Oct 10, 2024

What fees should I be aware of?

At Clair, we don’t believe in unnecessary fees or profiting from our members’ misfortunes. We have no fees to sign up, no overdraft, no monthly service or transaction fees, no minimum balance fees, and we offer one free card replacement per year. We charge a few fees to send money to other bank accounts or to print checks. See the fees we do charge at https://getclair.com/fees/  Sometimes, you will incur fees when using your Clair Debit Mastercard. ATM operators and the network that completes the transaction may impose fees when you initiate an electronic fund transfer from the ATM or make a balance inquiry. Please note, however, that there are no ATM fees when you use your Clair Debit Mastercard at one of our 50,000 in-network ATMs. 
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