Legacy

Through our partnership with your employer, time and attendance provider or payroll provider, we are sent the following information* to underwrite On-Demand Pay: 1. Your clock-in and clock-out times. 2. Your reported pay rate. (if your pay rate is not reported, minimum wage is used) 3. If you are an eligible salaried employee, your salary amount and pay dates. Clair is unable to make changes to or alter information provided by the partnered system. If there is a discrepancy in your hours or pay, please check with your employer first to verify the information was reported correctly to your partnered time and attendance provider or payroll provider. Advances provided by Pathward, N.A. *For additional information about reliance on information posted, please see our Terms of Service.

As part of our agreement with your employer, they can see how many employees use Clair. However, they are not able to see any details of your Clair Spending Account or make any changes. Updating your payroll allocations can sometimes be their responsibility, but you can rest assured your personal banking information is not readily available to your employer. If you are experiencing an issue with your Clair Spending account, please contact Clair Care at support@getclair.com and we will work with you to resolve your issue.  Banking Services provided by Pathward, N.A., Member FDIC.

Clair does not run a credit check in order to offer wage advances, so there is no impact on your credit. We also do not currently report to any credit reporting agencies. Your credit is not currently affected positively or negatively by taking advances with Clair's On-Demand Pay. Banking Services provided by Pathward, N.A., Member FDIC. Advances Provided by Pathward, N.A.

MetaBank, N.A., Member FDIC (“MetaBank, N.A.”) was the previous name of Clair’s partner bank. In March of 2022, MetaBank, N.A., announced that it was changing its name to Pathward, N.A. Your Clair Spending and Savings Accounts are established by Pathward, N.A. Additionally, all banking services initiated in your Clair Spending and Savings Accounts are provided by Pathward, N.A. Pathward, N.A., a federally chartered bank whose funds are FDIC insured, subject to applicable limitations and restrictions when Pathward receives the funds deposited to your account. We partner with Pathward, N.A., in order to help hourly workers across the country gain financial freedom by providing friendly financial services. In our banking partner’s own words: “Pathward signals our commitment to removing barriers that prevent millions of Americans from achieving access to the financial system. Our new name serves as a constant reminder of the importance of creating a path forward for the unbanked, underbanked, and underserved to help them achieve economic mobility.” Banking Services provided by Pathward, N.A. Member FDIC. Advances provided by Pathward, N.A.